Our benefit plans are here to help you and your family live well—and stay well. But did you know that you can strengthen your coverage even further? Our voluntary benefits through Unum are designed to complement your health care coverage and allow you to customize your benefits to meet your and your family’s needs. The best part? Benefits from these plans are paid directly to you! Coverage is also available for your spouse and dependents.
You can enroll in these plans during Open Enrollment. They’re completely voluntary, which means you are responsible for paying for coverage at affordable
group rates.
Accident Insurance
Accident insurance can soften the financial impact of an accidental injury by paying a benefit to you to help cover the unexpected out-of-pocket costs related to treating your injuries.
Hospital Insurance Plan
This plan can pay benefits that help you with the cost of a covered hospital visit.
Critical Illness and Cancer Insurance
With critical illness insurance, if you are diagnosed with a covered condition, you’ll receive a lump sum benefit that you can use however you would like, including to help pay for: treatment (e.g., experimental), prescriptions, travel, increased living expenses, and more.
To help you with the added financial burden that comes from a cancer diagnosis, you may purchase cancer insurance to help you cover the cost of expenses that are not typically covered under our medical coverage. This may include:
- Out-of-pocket medical expenses
- Out-of-network specialists
- Experimental cancer treatment
- Travel and lodging when treatment is far from home
- Child care and household help
- Normal living expenses, such as your car payment, mortgage/rent and utility bills
Cancer Conditions:
- Invasive Cancer—all breast cancer is considered invasive
- Non-Invasive cancer (25% reimbursement of elected coverage amount)
- Skin Cancer–$500